Service guideReviewed

Payment method guides

Compare payment methods and country guides, then sign in and open Add Funds to see the options currently available to you.

View funding optionsRead payment instructions
  • Live pricing before funding
  • 23
  • Tracked orders and wallet history
Choose a payment method, confirm payment, then check your wallet.
Which payment methods can I check on SMM Africa?

SMM Africa publishes payment guides for Mobile Money, M-Pesa, MTN Mobile Money, Orange Money, Airtel Money, Moov Money, Vodacom mobile money, Tigo, Afrimoney, Vodafone, AirtelTigo, Etisalat, Card payment, Apple Pay, Google Pay, Bank Transfer, Pay with Bank, Virtual Bank Account, EFT, Capitec Pay, Crypto, Telegram Stars, and Manual Funding. Sign in and open Add Funds to see the options available to you, then review the currency, amount, and fee before paying.

Kitafuta malipo

Tafuta njia za malipo SMM Africa zinazotumika

Tafuta jedwali la malipo linaloungwa mkono na uzalishaji kulingana na nchi, opereta, pochi, sarafu au huduma.

Njia za malipo
23
Njia za nchi
55
Viongozi wa nchi
18
Miongozo ya waendeshaji
4
Kurasa za huduma
8

Njia za malipo

Miongozo ya daraja la kwanza kwa mbinu na waendeshaji zinazotumika.

23
Mbinu ya kulipa

Mobile Money

Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Gabon, Kenya, Republic of the Congo, Rwanda, Senegal, Sierra Leone, Uganda, Zambia, Liberia, Ghana, Egypt, Tanzania | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS

  • Safaricom M-Pesa
  • MTN Mobile Money
  • Orange Money
  • Airtel Money
  • 11 zaidi
Fungua Ongeza Fedha
Mbinu ya kulipa

MTN Mobile Money

Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Republic of the Congo, Rwanda, Uganda, Zambia, Liberia, Ghana | XOF, XAF, RWF, UGX, ZMW, LRD, GHS

  • MTN Mobile Money
  • Mobile money checkout
Fungua Ongeza Fedha
Mbinu ya kulipa

Orange Money

Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Senegal, Sierra Leone, Liberia, Cameroon, Egypt | XOF, CDF, USD, SLE, LRD, XAF, EGP

  • Orange Money
  • Mobile money checkout
Fungua Ongeza Fedha
Mbinu ya kulipa

Airtel Money

Democratic Republic of the Congo, Gabon, Republic of the Congo, Rwanda, Uganda, Kenya, Tanzania | CDF, USD, XAF, RWF, UGX, KES, TZS

  • Airtel Money
  • Mobile money checkout
Fungua Ongeza Fedha
Mbinu ya kulipa

Card payment

Nigeria, Worldwide where USD card and wallet checkout is available | NGN, USD

  • Secure hosted checkout
  • Card USD checkout
  • Secure checkout
  • Card and wallet checkout
Fungua Ongeza Fedha
Mbinu ya kulipa

Crypto

Worldwide where the provider is available | Crypto assets and networks shown at Cryptomus or Heleket checkout, USD wallet value

  • Cryptomus
  • Heleket
Fungua Ongeza Fedha
Mbinu ya kulipa

Manual Funding

Worldwide when the sender can reach the listed Kenyan recipient | KES recipient settlement, Sender currency supported by the bank or remittance provider

  • Safaricom M-Pesa
  • Equity Bank Kenya
  • Manual review
Fungua Ongeza Fedha

Njia za nchi

Miseto ya nchi na malipo inayotumika kutoka kwa jedwali la malipo.

55

Nchi zinazohusiana

Miongozo ya nchi iliyounganishwa kwenye grafu sawa ya malipo inayotumika.

18
Mwongozo wa nchi

Benin mwongozo wa malipo

Mobile Money, MTN Mobile Money, Moov Money | XOF

  • Mobile Money
  • MTN Mobile Money
  • Moov Money
Mwongozo wa nchi

Congo mwongozo wa malipo

Mobile Money, MTN Mobile Money, Airtel Money | XAF

  • Mobile Money
  • MTN Mobile Money
  • Airtel Money
Mwongozo wa nchi

DR Congo mwongozo wa malipo

Mobile Money, Orange Money, Airtel Money, Vodacom mobile money | CDF, USD

  • Mobile Money
  • Orange Money
  • Airtel Money
  • Vodacom mobile money
Mwongozo wa nchi

Egypt mwongozo wa malipo

Mobile Money, Orange Money, Vodafone, Etisalat | EGP

  • Mobile Money
  • Orange Money
  • Vodafone
  • Etisalat
Mwongozo wa nchi

Ghana mwongozo wa malipo

Mobile Money, MTN Mobile Money, Vodafone, AirtelTigo | GHS

  • Mobile Money
  • MTN Mobile Money
  • Vodafone
  • AirtelTigo
Mwongozo wa nchi

Kenya mwongozo wa malipo

Mobile Money, M-Pesa, Airtel Money, Virtual Bank Account | KES

  • Mobile Money
  • M-Pesa
  • Airtel Money
  • Virtual Bank Account
Mwongozo wa nchi

Liberia mwongozo wa malipo

Mobile Money, MTN Mobile Money, Orange Money | LRD

  • Mobile Money
  • MTN Mobile Money
  • Orange Money
Mwongozo wa nchi

Rwanda mwongozo wa malipo

Mobile Money, MTN Mobile Money, Airtel Money | RWF

  • Mobile Money
  • MTN Mobile Money
  • Airtel Money
Mwongozo wa nchi

Tanzania mwongozo wa malipo

Mobile Money, Airtel Money, Vodacom mobile money, Tigo | TZS

  • Mobile Money
  • Airtel Money
  • Vodacom mobile money
  • Tigo
Mwongozo wa nchi

Uganda mwongozo wa malipo

Mobile Money, MTN Mobile Money, Airtel Money | UGX

  • Mobile Money
  • MTN Mobile Money
  • Airtel Money

Miongozo ya waendeshaji

Kurasa za waendeshaji zinazotumika kutoka kwa grafu pana ya ugunduzi wa malipo.

4
Mwongozo wa waendeshaji

Safaricom

Kenya | Safaricom M-Pesa wallet funding context for Kenyan creators, agencies, and resellers

  • Safaricom M-Pesa
Fungua Ongeza Fedha

Kurasa za malipo ya huduma

Kurasa za huduma zinazotambua malipo kwa wanunuzi wanaoanza na lengo la mfumo.

8

At a glance

Payment guides
23
Country/payment pages
55
Service/payment pages
8
Mobile money markets in the payment guide
16
Documented local currencies
XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, and TZS
Current availability
Shown in Add Funds after sign-in

Kagua njia za malipo kabla ya kuongeza salio

Ingia na ufungue Ongeza Pesa ili kuona njia, sarafu, kiasi na ada zinazopatikana kwako sasa.

Njia za kuongeza salio kwa wanunuzi wa Afrika na duniani
Nchi ya mnunuziNjia na sarafuAda, mipaka na uthibitishaji
usaCrypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient

Sarafu: Shown by the selected funding method; local currency is budgeting context only

Thibitisha katika akaunti yako
Kagua masharti ya malipo

Shown before payment; no universal fee confirmed

Shown before payment; account and provider limits apply

Choose a method only when it appears in your account's Add Funds screen.

ukCrypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient

Sarafu: Shown by the selected funding method; local currency is budgeting context only

Thibitisha katika akaunti yako
Kagua masharti ya malipo

Shown before payment; no universal fee confirmed

Shown before payment; account and provider limits apply

Choose a method only when it appears in your account's Add Funds screen.

indiaCrypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient

Sarafu: Shown by the selected funding method; local currency is budgeting context only

Thibitisha katika akaunti yako
Kagua masharti ya malipo

Shown before payment; no universal fee confirmed

Shown before payment; account and provider limits apply

Choose a method only when it appears in your account's Add Funds screen.

brazilCrypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient

Sarafu: Shown by the selected funding method; local currency is budgeting context only

Thibitisha katika akaunti yako
Kagua masharti ya malipo

Shown before payment; no universal fee confirmed

Shown before payment; account and provider limits apply

Choose a method only when it appears in your account's Add Funds screen.

kenyaM-Pesa STK push in KES

Sarafu: KES

Thibitisha katika akaunti yako
Kagua masharti ya malipo

Shown before payment; no universal fee confirmed

Shown before payment; account and provider limits apply

Choose a method only when it appears in your account's Add Funds screen.

nigeriaNGN card, bank transfer, Pay with Bank, and virtual bank account routes, plus crypto and manual funding where available

Sarafu: NGN

Thibitisha katika akaunti yako
Kagua masharti ya malipo

Shown before payment; no universal fee confirmed

Shown before payment; account and provider limits apply

Choose a method only when it appears in your account's Add Funds screen.

UPI, Pix, SEPA, GCash, GoPay and OVO are not confirmed by this guide. A country's usual payment method does not establish support here. Buyer location also does not establish the audience location of a service.

Ikiwa pesa zilitumwa lakini pochi yako bado inasubiri

  1. Angalia rejeleo la malipo na historia ya pochi kabla ya kufanya malipo mengine.
  2. Subiri uthibitisho wa salio la pochi kabla ya kuagiza. Kuisha kwa muda hakuthibitishi kuwa malipo yameshindwa.
  3. Wasiliana na usaidizi ukiwa na kiasi, sarafu, njia, tarehe na rejeleo. Usishiriki PIN, nywila, misimbo ya uthibitishaji au namba kamili za kadi.

Angalia chaguo zangu za kuongeza salio · Pata usaidizi wa malipo · Sera ya faragha

Before you continue

Check these details first

  • Sign in to see the payment methods and currencies available for your account.
  • Check the amount, any displayed fees, and the recipient details before you confirm payment.
  • Wait for the wallet credit to appear before placing an order; contact support if the payment remains unresolved.
Read delivery and refund conditions
Compare and chooseOpen the comparison, key considerations, audience fit, and safeguards only when you need them.

Key points

What to consider for payment method guides

  • Use a method page to review guide countries, currencies, providers, steps, and safety notes.
  • Use a country/payment page to review local payment details before opening Add Funds.
  • Review the displayed currency, amount, fee, and payment details before continuing.
  • After the wallet balance updates, browse the current catalog and choose a service.
View funding optionsRead payment instructions

Who this helps

Who this path is for

Local buyers

Check the payment guide, then confirm country, currency, operator, amount, and fee in Add Funds.

Cross-border teams

Use the methods currently shown in Add Funds rather than assuming every option is available everywhere.

Agencies and resellers

Keep payment and order references for bookkeeping, client reporting, and support.

Trust and clarity

What makes this path easier to trust

Built for African payment habits

M-Pesa in Kenya, implemented mobile-money and bank routes by market, plus crypto, Telegram Stars, and manual review where available.

Live public pricing

Prices are visible before sign-up across every platform so you can budget without creating an account.

Refund and refill published

Refund windows, refill windows, and cancellation rules are documented and visible per eligible service.

Order history with clear support handoff

Keep wallet and order references in the app, then carry the relevant ID into an official WhatsApp, Telegram, or Instagram conversation.

Payment guide

Compare country, operator, and currency before checkout

Use the guide for context, then check the details currently shown in Add Funds.

  • Mobile Money: Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Gabon, Kenya, Republic of the Congo, Rwanda, Senegal, Sierra Leone, Uganda, Zambia, Liberia, Ghana, Egypt, and Tanzania; XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, and TZS
  • M-Pesa: Kenya; KES
  • MTN Mobile Money: Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Republic of the Congo, Rwanda, Uganda, Zambia, Liberia, and Ghana; XOF, XAF, RWF, UGX, ZMW, LRD, and GHS
  • Orange Money: Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Senegal, Sierra Leone, Liberia, Cameroon, and Egypt; XOF, CDF, USD, SLE, LRD, XAF, and EGP
  • Airtel Money: Democratic Republic of the Congo, Gabon, Republic of the Congo, Rwanda, Uganda, Kenya, and Tanzania; CDF, USD, XAF, RWF, UGX, KES, and TZS
  • Moov Money: Benin; XOF
  • Vodacom mobile money: Democratic Republic of the Congo and Tanzania; CDF, USD, and TZS
  • Tigo: Tanzania; TZS
  • Afrimoney: Sierra Leone; SLE
  • Vodafone: Ghana and Egypt; GHS and EGP
  • AirtelTigo: Ghana; GHS
  • Etisalat: Egypt; EGP
  • Card payment: Nigeria and Worldwide where USD card and wallet checkout is available; NGN and USD
  • Apple Pay: Worldwide where USD card and wallet checkout is available; USD
  • Google Pay: Worldwide where USD card and wallet checkout is available; USD
  • Bank Transfer: Nigeria; NGN
  • Pay with Bank: Nigeria; NGN
  • Virtual Bank Account: Kenya; KES
  • EFT: South Africa; ZAR
  • Capitec Pay: South Africa; ZAR
  • Crypto: Worldwide where the provider is available; Crypto assets and networks shown at Cryptomus or Heleket checkout and USD wallet value
  • Telegram Stars: Countries where Telegram Stars checkout is available; XTR
  • Manual Funding: Worldwide when the sender can reach the listed Kenyan recipient; KES recipient settlement and Sender currency supported by the bank or remittance provider

Hatua inayofuata

Add funds, then choose a service

Choose an available payment method, wait for the wallet balance to update, then compare current service listings.

  • Instagram followers, likes, views, and comments
  • TikTok followers, likes, views, shares, and saves
  • YouTube views, subscribers, likes, comments, and watch-time services
  • Facebook, X, Telegram, LinkedIn, Spotify, and SoundCloud services
Related help and policiesOpen supporting guides, policies, and ways to contact us.

Endelea kutoka hapa

Choose the path that matches what you need next

Some buyers need pricing first. Others need support, payments, or reseller details. Pick what keeps your next step clear.

Ghana services and GHS payment guidance

Uganda services and UGX payment guidance

Kenya M-Pesa funding and pending-payment help

Application status

Fungua Ongeza Fedha

Reseller API documentation

Browse all SMM services

Mobile Money payment guide

M-Pesa payment guide

MTN Mobile Money payment guide

Orange Money payment guide

Airtel Money payment guide

Wasiliana na usaidizi

Trust resources

Check trust, policy, and company details before you buy

Review company details, policies, and support routes before funding a wallet or placing an order.

About SMM Africa

Partner with SMM Africa

Read the API reference

Wasiliana na usaidizi

Soma mwongozo wa marejesho na uwasilishaji

Email [email protected]

Call +254 759 587 363

Common questionsOpen answers to questions people ask before choosing this path.

Maswali Yanayoulizwa Mara kwa Mara

Questions people ask before they choose this path

Which payment methods does SMM Africa accept?

SMM Africa publishes guides for mobile money, cards, bank options, digital wallets, crypto, Telegram Stars, and manual transfers. Sign in and open Add Funds to see the methods available to you.

Which countries are in the Mobile Money payment guide?

The payment coverage guide lists Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Gabon, Kenya, Republic of the Congo, Rwanda, Senegal, Sierra Leone, Uganda, Zambia, Liberia, Ghana, Egypt, and Tanzania. Open Add Funds after signing in to see the current operator, currency, amount, and fee.

Does a payment method determine which SMM services I can order?

No. A payment method adds wallet balance. You then choose a service from the current catalog and review its own target requirements, price, and notes.

When is a deposit added to the wallet?

The wallet updates after an online payment is confirmed or a manual transfer has been reviewed. Keep the payment reference if you need support.

Ready to move from research into action?

Choose your next step

Review the current details before you fund your wallet or place an order.

Live service pricingTracked orders and wallet historySupport and policy pages stay visible
View funding optionsRead payment instructions