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SMM Africa publishes payment guides for Mobile Money, M-Pesa, MTN Mobile Money, Orange Money, Airtel Money, Moov Money, Vodacom mobile money, Tigo, Afrimoney, Vodafone, AirtelTigo, Etisalat, Card payment, Apple Pay, Google Pay, Bank Transfer, Pay with Bank, Virtual Bank Account, EFT, Capitec Pay, Crypto, Telegram Stars, and Manual Funding. Sign in and open Add Funds to see the options available to you, then review the currency, amount, and fee before paying.
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Search the production-backed payment graph by country, operator, wallet, currency, or service.
First-class guides for supported funding methods and operators.
Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Gabon, Kenya, Republic of the Congo, Rwanda, Senegal, Sierra Leone, Uganda, Zambia, Liberia, Ghana, Egypt, Tanzania | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Kenya | KES
Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Republic of the Congo, Rwanda, Uganda, Zambia, Liberia, Ghana | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Senegal, Sierra Leone, Liberia, Cameroon, Egypt | XOF, CDF, USD, SLE, LRD, XAF, EGP
Democratic Republic of the Congo, Gabon, Republic of the Congo, Rwanda, Uganda, Kenya, Tanzania | CDF, USD, XAF, RWF, UGX, KES, TZS
Benin | XOF
Democratic Republic of the Congo, Tanzania | CDF, USD, TZS
Tanzania | TZS
Sierra Leone | SLE
Ghana, Egypt | GHS, EGP
Ghana | GHS
Egypt | EGP
Nigeria, Worldwide where USD card and wallet checkout is available | NGN, USD
Worldwide where USD card and wallet checkout is available | USD
Worldwide where USD card and wallet checkout is available | USD
Nigeria | NGN
Nigeria | NGN
Kenya | KES
South Africa | ZAR
South Africa | ZAR
Worldwide where the provider is available | Crypto assets and networks shown at Cryptomus or Heleket checkout, USD wallet value
Countries where Telegram Stars checkout is available | XTR
Worldwide when the sender can reach the listed Kenyan recipient | KES recipient settlement, Sender currency supported by the bank or remittance provider
Supported country and payment combinations generated from the payment graph.
Mobile Money in Benin | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Cameroon | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Cote d'Ivoire (Ivory Coast) | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Democratic Republic of the Congo | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Gabon | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Kenya | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Republic of the Congo | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Rwanda | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Senegal | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Sierra Leone | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Uganda | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Zambia | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Liberia | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Ghana | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Egypt | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
Mobile Money in Tanzania | XOF, XAF, CDF, USD, KES, RWF, SLE, UGX, ZMW, LRD, GHS, EGP, TZS
M-Pesa in Kenya | KES
MTN Mobile Money in Benin | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Cameroon | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Cote d'Ivoire (Ivory Coast) | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Republic of the Congo | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Rwanda | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Uganda | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Zambia | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Liberia | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
MTN Mobile Money in Ghana | XOF, XAF, RWF, UGX, ZMW, LRD, GHS
Orange Money in Cote d'Ivoire (Ivory Coast) | XOF, CDF, USD, SLE, LRD, XAF, EGP
Orange Money in Democratic Republic of the Congo | XOF, CDF, USD, SLE, LRD, XAF, EGP
Orange Money in Senegal | XOF, CDF, USD, SLE, LRD, XAF, EGP
Orange Money in Sierra Leone | XOF, CDF, USD, SLE, LRD, XAF, EGP
Orange Money in Liberia | XOF, CDF, USD, SLE, LRD, XAF, EGP
Orange Money in Cameroon | XOF, CDF, USD, SLE, LRD, XAF, EGP
Orange Money in Egypt | XOF, CDF, USD, SLE, LRD, XAF, EGP
Airtel Money in Democratic Republic of the Congo | CDF, USD, XAF, RWF, UGX, KES, TZS
Airtel Money in Gabon | CDF, USD, XAF, RWF, UGX, KES, TZS
Airtel Money in Republic of the Congo | CDF, USD, XAF, RWF, UGX, KES, TZS
Airtel Money in Rwanda | CDF, USD, XAF, RWF, UGX, KES, TZS
Airtel Money in Uganda | CDF, USD, XAF, RWF, UGX, KES, TZS
Airtel Money in Kenya | CDF, USD, XAF, RWF, UGX, KES, TZS
Airtel Money in Tanzania | CDF, USD, XAF, RWF, UGX, KES, TZS
Moov Money in Benin | XOF
Vodacom mobile money in Democratic Republic of the Congo | CDF, USD, TZS
Vodacom mobile money in Tanzania | CDF, USD, TZS
Tigo in Tanzania | TZS
Afrimoney in Sierra Leone | SLE
Vodafone in Ghana | GHS, EGP
Vodafone in Egypt | GHS, EGP
AirtelTigo in Ghana | GHS
Etisalat in Egypt | EGP
Card payment in Nigeria | NGN, USD
Bank Transfer in Nigeria | NGN
Pay with Bank in Nigeria | NGN
Virtual Bank Account in Kenya | KES
EFT in South Africa | ZAR
Capitec Pay in South Africa | ZAR
Country guides connected to the same supported payment graph.
Mobile Money, MTN Mobile Money, Moov Money | XOF
Mobile Money, MTN Mobile Money, Orange Money | XAF
Mobile Money, MTN Mobile Money, Airtel Money | XAF
Mobile Money, MTN Mobile Money, Orange Money | XOF
Mobile Money, Orange Money, Airtel Money, Vodacom mobile money | CDF, USD
Mobile Money, Orange Money, Vodafone, Etisalat | EGP
Mobile Money, Airtel Money | XAF
Mobile Money, MTN Mobile Money, Vodafone, AirtelTigo | GHS
Mobile Money, M-Pesa, Airtel Money, Virtual Bank Account | KES
Mobile Money, MTN Mobile Money, Orange Money | LRD
Card payment, Bank Transfer, Pay with Bank | NGN
Mobile Money, MTN Mobile Money, Airtel Money | RWF
Mobile Money, Orange Money | XOF
Mobile Money, Orange Money, Afrimoney | SLE
EFT, Capitec Pay | ZAR
Mobile Money, Airtel Money, Vodacom mobile money, Tigo | TZS
Mobile Money, MTN Mobile Money, Airtel Money | UGX
Mobile Money, MTN Mobile Money | ZMW
Supported operator pages from the wider payment discoverability graph.
Kenya | Safaricom M-Pesa wallet funding context for Kenyan creators, agencies, and resellers
Benin | Benin XOF wallet funding when Moov Money appears in Add Funds
Senegal | Senegal XOF wallet funding when Free Money appears in Add Funds
Zambia | Zambia ZMW wallet funding when Zamtel Money appears in Add Funds
Payment-aware service pages for buyers who start with a platform goal.
Instagram followers | M-Pesa
TikTok followers | M-Pesa
TikTok followers | Orange Money
Facebook followers | Airtel Money
YouTube views | MTN Mobile Money
Telegram members | Capitec Pay
Spotify streams | Apple Pay
YouTube watch hours | Google Pay
Sign in and open Add Funds to see the methods, currency, amount, and fee currently available to you.
| Buyer country | Route and currency | Fees, limits and verification |
|---|---|---|
| usa | Crypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient Currency: Shown by the selected funding method; local currency is budgeting context only | Confirm in your accountReview payment conditionsShown before payment; no universal fee confirmed Shown before payment; account and provider limits apply Choose a method only when it appears in your account's Add Funds screen. |
| uk | Crypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient Currency: Shown by the selected funding method; local currency is budgeting context only | Confirm in your accountReview payment conditionsShown before payment; no universal fee confirmed Shown before payment; account and provider limits apply Choose a method only when it appears in your account's Add Funds screen. |
| india | Crypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient Currency: Shown by the selected funding method; local currency is budgeting context only | Confirm in your accountReview payment conditionsShown before payment; no universal fee confirmed Shown before payment; account and provider limits apply Choose a method only when it appears in your account's Add Funds screen. |
| brazil | Crypto through Cryptomus or Heleket, or manual funding when the sender can reach the listed Kenyan recipient Currency: Shown by the selected funding method; local currency is budgeting context only | Confirm in your accountReview payment conditionsShown before payment; no universal fee confirmed Shown before payment; account and provider limits apply Choose a method only when it appears in your account's Add Funds screen. |
| kenya | M-Pesa STK push in KES Currency: KES | Confirm in your accountReview payment conditionsShown before payment; no universal fee confirmed Shown before payment; account and provider limits apply Choose a method only when it appears in your account's Add Funds screen. |
| nigeria | NGN card, bank transfer, Pay with Bank, and virtual bank account routes, plus crypto and manual funding where available Currency: NGN | Confirm in your accountReview payment conditionsShown before payment; no universal fee confirmed Shown before payment; account and provider limits apply Choose a method only when it appears in your account's Add Funds screen. |
UPI, Pix, SEPA, GCash, GoPay and OVO are not confirmed by this guide. A country's usual payment method does not establish support here. Buyer location also does not establish the audience location of a service.
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Key points
Who this helps
Check the payment guide, then confirm country, currency, operator, amount, and fee in Add Funds.
Use the methods currently shown in Add Funds rather than assuming every option is available everywhere.
Keep payment and order references for bookkeeping, client reporting, and support.
Trust and clarity
M-Pesa in Kenya, implemented mobile-money and bank routes by market, plus crypto, Telegram Stars, and manual review where available.
Prices are visible before sign-up across every platform so you can budget without creating an account.
Refund windows, refill windows, and cancellation rules are documented and visible per eligible service.
Keep wallet and order references in the app, then carry the relevant ID into an official WhatsApp, Telegram, or Instagram conversation.
Payment guide
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Next step
Choose an available payment method, wait for the wallet balance to update, then compare current service listings.
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Some buyers need pricing first. Others need support, payments, or reseller details. Pick what keeps your next step clear.
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FAQ
SMM Africa publishes guides for mobile money, cards, bank options, digital wallets, crypto, Telegram Stars, and manual transfers. Sign in and open Add Funds to see the methods available to you.
The payment coverage guide lists Benin, Cameroon, Cote d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Gabon, Kenya, Republic of the Congo, Rwanda, Senegal, Sierra Leone, Uganda, Zambia, Liberia, Ghana, Egypt, and Tanzania. Open Add Funds after signing in to see the current operator, currency, amount, and fee.
No. A payment method adds wallet balance. You then choose a service from the current catalog and review its own target requirements, price, and notes.
The wallet updates after an online payment is confirmed or a manual transfer has been reviewed. Keep the payment reference if you need support.
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Review the current details before you fund your wallet or place an order.